Overseas
For overseas holiday homes in Spain, France, or Portugal
Compulsory excess The minimum fixed amount you would have to contribute to a successful claim.
From £50
Loss Of Use and Denial Of Access Loss of pre-booked rentals or the cost of alternative accommodation under certain circumstances listed in your policy wording, such as damage to your property by storms.
£5,000
Property in the Open Property in the open but within the premises subject to a £5,000 limit. Can cover outdoor items such as garden furniture, BBQs, hot tubs and equipment left outside or in outbuildings.
£2,000 per claim
Theft of Keys The costs and expenses incurred in replacing or changing parts of the locks, if the keys to the buildings are lost or stolen or there is evidence that the keys have been duplicated by an unauthorised person.
£5,000
Locating Leaks Covers the cost of locating and accessing the escape of water - such as breaking through walls, floors, or ceilings - to find the source of a leak.
£1,000
Unoccupancy Conditions No cover restrictions when your property is left unoccupied between lets or visits. Endorsements may be applied at underwriters discretion.
None
Winter Heating & Drain Down Warranties None as standard. Underwriters may however apply terms to individual policies upon review.
No heating, isolation of water
or drain down requirements*
